<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: What Would We Do if My Husband Lost His Job?</title>
	<atom:link href="http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/</link>
	<description>Create Your American Dream</description>
	<lastBuildDate>Sun, 05 Feb 2012 07:10:10 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-911</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Tue, 10 Mar 2009 22:58:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-911</guid>
		<description>@Eric: You hit it right on the head- feeling as if you are in control instead of relying on an employer can be such a relief.  Congrats on the new baby.  Thanks for the comment!

Barbi</description>
		<content:encoded><![CDATA[<p>@Eric: You hit it right on the head- feeling as if you are in control instead of relying on an employer can be such a relief.  Congrats on the new baby.  Thanks for the comment!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Eric Hamm &#124; Motivate Thyself</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-910</link>
		<dc:creator>Eric Hamm &#124; Motivate Thyself</dc:creator>
		<pubDate>Tue, 10 Mar 2009 22:05:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-910</guid>
		<description>I&#039;ve been self employed for over 5 years now and must say I feel much more secure in my work/job than I would if I were working for someone else.  I was just talking with a fellow consultant about this yesterday and we both agreed that it&#039;s more important than ever that you make yourself invaluable to your clients/employer.

With a baby on the way this is more important than ever.  Thanks for the great insight, BTW!  Eric</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been self employed for over 5 years now and must say I feel much more secure in my work/job than I would if I were working for someone else.  I was just talking with a fellow consultant about this yesterday and we both agreed that it&#8217;s more important than ever that you make yourself invaluable to your clients/employer.</p>
<p>With a baby on the way this is more important than ever.  Thanks for the great insight, BTW!  Eric</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: rebecca</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-909</link>
		<dc:creator>rebecca</dc:creator>
		<pubDate>Wed, 25 Feb 2009 15:39:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-909</guid>
		<description>I have just discovered the frugal blog world and it&#039;s wonderful. We are living this one. My husband was the highest paid employee at the company and the first one to go. His boss decided to hire someone who was willing to do the same job for less. We are in Michigan and the economy here is so bad. Our houses in the neighborhood have dropped about $50,000 in value leaving many of us with houses that are worth less than we owe. My husband and I were not prepared for this at all.

I am a sahm with a son with disabilities. If he had a seizure at school or is having a bad day I have to go making working outside of the house near impossible. Anyway, we have $17,000 in credit card debt, 2 car payments and a student loan. Luckily we do have an emergency cushion of about $5000 that we haven&#039;t had to dip into yet. Currently our income dropped from $125,000 to $1448 per month a HUGE drop. We did get some foodstamps which was devastating in the beginning and I was so embarrassed but I had to for my kids.

Luckily I was able to get them on free lunch at school. I have been consuming all the frugal tips online and CAN NOT believe how much I have saved by meal planning and using coupons, I am ashamed that it took me this long to become a good steward of our money. We have sold all our outdoor atvs, big boy toys, antiques I had including the chandelier over my dining table! I thought I would be stressed but I have never been happier! Believe it or not. My husband decided to start his own business, thank goodness he is a licensed contractor and is able to do that. Granted he is a small fish in a big pond but we are plugging away. My husband and I are committed to keeping our house as it would be not much cheaper to rent something in our community. We don&#039;t want our children to feel stressed and scared. My husband and I have shared a renewed committment that we are together for ever &quot;richer or poorer&quot; and that is wonderful. We laugh a lot. Of course I am concerned that our credit card debt is looming.

We contacted each company with not much luck, the standard line was &quot;sorry there are no programs available right now&quot;. Funny since I didn&#039;t pay the bills last month you would be surprised at how there are suddenly things they are willing to do. I feel awful that I paid my bill every month on time never being late once and when I contacted them there was nothing they would do. We are still in a quandry whether we should try to take some settlements with them and see if we could even do that.

We&#039;re not sure what to do. I know about credit counseling but we did that a long time ago and it still damages your credit so really what is the point? I mean if your credit is going to be damaged either way. Any suggestions would be greatly appreciated. Our monthly expenses just bare bones without food or gas is approximately $3000 that is without paying credit cards, our minimum on those right now is about $500.

My feeling is we are about $1500 short just to make the bare bones why should I risk becoming homeless to just pay a credit card? Your thoughts? Again thank you for providing all the great frugal tips, again I am so embarrassed at how much we WASTED and are trying to do much better. I know we have made many many many financial mistakes but hopefully this situation will help us rectify that.
thanks,
rebecca</description>
		<content:encoded><![CDATA[<p>I have just discovered the frugal blog world and it&#8217;s wonderful. We are living this one. My husband was the highest paid employee at the company and the first one to go. His boss decided to hire someone who was willing to do the same job for less. We are in Michigan and the economy here is so bad. Our houses in the neighborhood have dropped about $50,000 in value leaving many of us with houses that are worth less than we owe. My husband and I were not prepared for this at all.</p>
<p>I am a sahm with a son with disabilities. If he had a seizure at school or is having a bad day I have to go making working outside of the house near impossible. Anyway, we have $17,000 in credit card debt, 2 car payments and a student loan. Luckily we do have an emergency cushion of about $5000 that we haven&#8217;t had to dip into yet. Currently our income dropped from $125,000 to $1448 per month a HUGE drop. We did get some foodstamps which was devastating in the beginning and I was so embarrassed but I had to for my kids.</p>
<p>Luckily I was able to get them on free lunch at school. I have been consuming all the frugal tips online and CAN NOT believe how much I have saved by meal planning and using coupons, I am ashamed that it took me this long to become a good steward of our money. We have sold all our outdoor atvs, big boy toys, antiques I had including the chandelier over my dining table! I thought I would be stressed but I have never been happier! Believe it or not. My husband decided to start his own business, thank goodness he is a licensed contractor and is able to do that. Granted he is a small fish in a big pond but we are plugging away. My husband and I are committed to keeping our house as it would be not much cheaper to rent something in our community. We don&#8217;t want our children to feel stressed and scared. My husband and I have shared a renewed committment that we are together for ever &#8220;richer or poorer&#8221; and that is wonderful. We laugh a lot. Of course I am concerned that our credit card debt is looming.</p>
<p>We contacted each company with not much luck, the standard line was &#8220;sorry there are no programs available right now&#8221;. Funny since I didn&#8217;t pay the bills last month you would be surprised at how there are suddenly things they are willing to do. I feel awful that I paid my bill every month on time never being late once and when I contacted them there was nothing they would do. We are still in a quandry whether we should try to take some settlements with them and see if we could even do that.</p>
<p>We&#8217;re not sure what to do. I know about credit counseling but we did that a long time ago and it still damages your credit so really what is the point? I mean if your credit is going to be damaged either way. Any suggestions would be greatly appreciated. Our monthly expenses just bare bones without food or gas is approximately $3000 that is without paying credit cards, our minimum on those right now is about $500.</p>
<p>My feeling is we are about $1500 short just to make the bare bones why should I risk becoming homeless to just pay a credit card? Your thoughts? Again thank you for providing all the great frugal tips, again I am so embarrassed at how much we WASTED and are trying to do much better. I know we have made many many many financial mistakes but hopefully this situation will help us rectify that.<br />
thanks,<br />
rebecca</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-908</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Sun, 22 Feb 2009 19:35:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-908</guid>
		<description>@Kara-Noel:  That is great news! I love Suze Orman too- she tells it like it is, and really forces you to ask the hard questions. We&#039;ve been selling all the forgotten decluttered junk on Craigslist too. It&#039;s a good feeling to have a little cushion and peace of mind instead of more &quot;stuff&quot;!  Good for you for planning ahead, it&#039;s always advisable to be prepared.

Barbi</description>
		<content:encoded><![CDATA[<p>@Kara-Noel:  That is great news! I love Suze Orman too- she tells it like it is, and really forces you to ask the hard questions. We&#8217;ve been selling all the forgotten decluttered junk on Craigslist too. It&#8217;s a good feeling to have a little cushion and peace of mind instead of more &#8220;stuff&#8221;!  Good for you for planning ahead, it&#8217;s always advisable to be prepared.</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kara-Noel</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-907</link>
		<dc:creator>Kara-Noel</dc:creator>
		<pubDate>Sat, 21 Feb 2009 00:12:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-907</guid>
		<description>My husband&#039;s company doesn&#039;t lay off which is awesome. They are conservative in their expansion and family owned AND they make the best burgers on the west coast so there is some security in that.
But we have talked about it they have to cut his bonus or if there was some way that the company went under and we had to scramble. We already live debt free and have savings (per the advice of our favorite Suzie Orman) but we are making even more cuts in the next few months. We are quitting cable and my hubby is now going to carpool to work with 2 other guys (so that cuts gas and toll roads a lot). Last month we have started selling everything in forgotten cabinets (DVDs, on Craig&#039;s List and ebay.
If the worst happened we would sell everything an live with my parents... no joke... We asked already and everything!
We are in great financial shape but nothing is for sure so we figured we would have a plan.</description>
		<content:encoded><![CDATA[<p>My husband&#8217;s company doesn&#8217;t lay off which is awesome. They are conservative in their expansion and family owned AND they make the best burgers on the west coast so there is some security in that.<br />
But we have talked about it they have to cut his bonus or if there was some way that the company went under and we had to scramble. We already live debt free and have savings (per the advice of our favorite Suzie Orman) but we are making even more cuts in the next few months. We are quitting cable and my hubby is now going to carpool to work with 2 other guys (so that cuts gas and toll roads a lot). Last month we have started selling everything in forgotten cabinets (DVDs, on Craig&#8217;s List and ebay.<br />
If the worst happened we would sell everything an live with my parents&#8230; no joke&#8230; We asked already and everything!<br />
We are in great financial shape but nothing is for sure so we figured we would have a plan.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-906</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 22:25:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-906</guid>
		<description>@Joy: Glad you found us from Crystal&#039;s site.  Thanks so much for linking up!  We do a roundup every Monday; feel free to email us any articles you&#039;d like mentioned.

Sorry to hear about your husband&#039;s job.  It really makes a difference knowing how to make do on less.  Thanks for sharing your thoughts, and I look forward to talking more with you in the future!

Barbi</description>
		<content:encoded><![CDATA[<p>@Joy: Glad you found us from Crystal&#8217;s site.  Thanks so much for linking up!  We do a roundup every Monday; feel free to email us any articles you&#8217;d like mentioned.</p>
<p>Sorry to hear about your husband&#8217;s job.  It really makes a difference knowing how to make do on less.  Thanks for sharing your thoughts, and I look forward to talking more with you in the future!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-905</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 22:23:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-905</guid>
		<description>@Lizzy: Good for you for starting to prepare!  It can&#039;t hurt, right?  I like your idea of buying a small house so you can be more self-sufficient.  While 3-4 years ago people might have been startled, I don&#039;t think it&#039;s such a radical idea anymore.  Thanks for the comment!

Barbi</description>
		<content:encoded><![CDATA[<p>@Lizzy: Good for you for starting to prepare!  It can&#8217;t hurt, right?  I like your idea of buying a small house so you can be more self-sufficient.  While 3-4 years ago people might have been startled, I don&#8217;t think it&#8217;s such a radical idea anymore.  Thanks for the comment!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Joy</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-904</link>
		<dc:creator>Joy</dc:creator>
		<pubDate>Fri, 20 Feb 2009 21:04:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-904</guid>
		<description>Good post!  Found you from Biblical Womanhood.  This hits home in a very real way ... my husband did lose his job at the end of October.  I am SO glad that I was already couponing, CVSing and overall striving to live a frugal lifestyle.  I&#039;m linking to your post from my blog!!
:)</description>
		<content:encoded><![CDATA[<p>Good post!  Found you from Biblical Womanhood.  This hits home in a very real way &#8230; my husband did lose his job at the end of October.  I am SO glad that I was already couponing, CVSing and overall striving to live a frugal lifestyle.  I&#8217;m linking to your post from my blog!!<br />
:)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: lizzykristine @ Uplifted Eyes</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-903</link>
		<dc:creator>lizzykristine @ Uplifted Eyes</dc:creator>
		<pubDate>Fri, 20 Feb 2009 20:23:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-903</guid>
		<description>My husband has survived 2-3 rounds of major layoffs in the last six months -- and the last layoff was 25% of the company! Definitely, we are thinking about preparing for unemployment.

Since we recently married with school debt, we&#039;ve worked hard to pay it off and get up a cash cushion. We&#039;re tossed a lot of crazy ideas around, including buying a tiny fixer-upper with cash, which would enable us to garden and reduce our monthly bills to utilities and taxes. But that&#039;s pretty radical. :)

Meanwhile, we&#039;re just being a frugal as possible and trusting God.</description>
		<content:encoded><![CDATA[<p>My husband has survived 2-3 rounds of major layoffs in the last six months &#8212; and the last layoff was 25% of the company! Definitely, we are thinking about preparing for unemployment.</p>
<p>Since we recently married with school debt, we&#8217;ve worked hard to pay it off and get up a cash cushion. We&#8217;re tossed a lot of crazy ideas around, including buying a tiny fixer-upper with cash, which would enable us to garden and reduce our monthly bills to utilities and taxes. But that&#8217;s pretty radical. :)</p>
<p>Meanwhile, we&#8217;re just being a frugal as possible and trusting God.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-902</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:42:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-902</guid>
		<description>@Toni:  What a good way of looking at it: something good did come out of your husband&#039;s injury after all.  Everything happens for a reason, I always say.  Especially since you have a large family, you really have to have a bigger emergency cushion than some others of us do.

Barbi</description>
		<content:encoded><![CDATA[<p>@Toni:  What a good way of looking at it: something good did come out of your husband&#8217;s injury after all.  Everything happens for a reason, I always say.  Especially since you have a large family, you really have to have a bigger emergency cushion than some others of us do.</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-901</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:39:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-901</guid>
		<description>@BarbaraLee: You know, it seems like a lot of people are doing babysitting for a little extra income lately.  Great plans to provide more of your own food supply with the garden and animals... it really makes a difference when you know the necessities are already in place.  Wishing the best for you and your hubby!

Barbi</description>
		<content:encoded><![CDATA[<p>@BarbaraLee: You know, it seems like a lot of people are doing babysitting for a little extra income lately.  Great plans to provide more of your own food supply with the garden and animals&#8230; it really makes a difference when you know the necessities are already in place.  Wishing the best for you and your hubby!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-900</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-900</guid>
		<description>@Mama Bear:  Scary times, true, but we can gain control when we realize that our actions (like your preparation for the What If) can make a huge difference.  I love ING! We use it for our emergency fund too.

Barbi</description>
		<content:encoded><![CDATA[<p>@Mama Bear:  Scary times, true, but we can gain control when we realize that our actions (like your preparation for the What If) can make a huge difference.  I love ING! We use it for our emergency fund too.</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Happy Housewife</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-899</link>
		<dc:creator>The Happy Housewife</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:32:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-899</guid>
		<description>So if your husband lost his job, could we call him Homemaker Ken? Just kidding, but I couldn&#039;t resist that one. We went through something similar after my husband was injured in Iraq. There was a good possibility that he would be discharged from the military with a medical retirement, which would not be enough for us to live on. That reality check helped us really get on track with our money. I am not glad he was injured, but I am glad we had to rethink things... it has helped us really focus on saving for a rainy day, should the day ever come.
Toni</description>
		<content:encoded><![CDATA[<p>So if your husband lost his job, could we call him Homemaker Ken? Just kidding, but I couldn&#8217;t resist that one. We went through something similar after my husband was injured in Iraq. There was a good possibility that he would be discharged from the military with a medical retirement, which would not be enough for us to live on. That reality check helped us really get on track with our money. I am not glad he was injured, but I am glad we had to rethink things&#8230; it has helped us really focus on saving for a rainy day, should the day ever come.<br />
Toni</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-898</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:24:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-898</guid>
		<description>@Susan:  Isn&#039;t twitter great?!  Thanks for the link- I will definitely check it out.  True words about positive focus, I couldn&#039;t agree more!

Barbi</description>
		<content:encoded><![CDATA[<p>@Susan:  Isn&#8217;t twitter great?!  Thanks for the link- I will definitely check it out.  True words about positive focus, I couldn&#8217;t agree more!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: BarbaraLee</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-897</link>
		<dc:creator>BarbaraLee</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:24:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-897</guid>
		<description>Where my hubby works they cut hours, 40 to 32.  Our business is hurting big time.  As long as he is working we will be fine but if he looses his we will be hurting in a months time.  I babysit for my dd 3 days out of the week for a little extra.
Other then that we wouldn&#039;t feel the pinch.  As a matter of fact we are planning a bigger garden, more chickens for bucthering &amp; laying, a few cattle in the pasture from a friend who will exchange meat for rental.

I feel God will bless us if we follow Him.</description>
		<content:encoded><![CDATA[<p>Where my hubby works they cut hours, 40 to 32.  Our business is hurting big time.  As long as he is working we will be fine but if he looses his we will be hurting in a months time.  I babysit for my dd 3 days out of the week for a little extra.<br />
Other then that we wouldn&#8217;t feel the pinch.  As a matter of fact we are planning a bigger garden, more chickens for bucthering &amp; laying, a few cattle in the pasture from a friend who will exchange meat for rental.</p>
<p>I feel God will bless us if we follow Him.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-896</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:22:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-896</guid>
		<description>@Brooke:  Good point. A lot of people with service industry jobs (restaurants, clubs, etc.) are feeling the economy&#039;s change too as less people are parting with their disposable income.  Sales is a tough area right now. It&#039;s so great that you have a source for insurance for your family though.  Thank you for the comment!

Barbi</description>
		<content:encoded><![CDATA[<p>@Brooke:  Good point. A lot of people with service industry jobs (restaurants, clubs, etc.) are feeling the economy&#8217;s change too as less people are parting with their disposable income.  Sales is a tough area right now. It&#8217;s so great that you have a source for insurance for your family though.  Thank you for the comment!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-895</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 18:19:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-895</guid>
		<description>@Suzanne:  That is such great advice.  The loss a job can take its toll on your spirits, and make it hard to see the light at the end of the tunnel.    It sounds like being prepared helped to soften the blow for your family.  Thanks so much for sharing!

Barbi</description>
		<content:encoded><![CDATA[<p>@Suzanne:  That is such great advice.  The loss a job can take its toll on your spirits, and make it hard to see the light at the end of the tunnel.    It sounds like being prepared helped to soften the blow for your family.  Thanks so much for sharing!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Suzanne</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-894</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Fri, 20 Feb 2009 14:35:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-894</guid>
		<description>This did happen to us in 2007. My husband was out of work for 6 months, and though he is now gainfully employed, we are far below our old standard of living (which was pretty low to begin with!). I am a sahm and it was an incredibly stressful time! I have blogged extensively about it, if you&#039;re interested! :) I would have to say, being prepared is important. Thankfully, we were not caught off guard and we had several months living expenses in place, which helped keep us afloat. You lose a lot of pride being out of work and having to ask for help, but that&#039;s not necessarily a bad thing. I am far less judgmental now! Prepare mentally and spiritually. Realize that the job loss may bring up other issues that you will have to work through. It&#039;s not just about the loss of income.</description>
		<content:encoded><![CDATA[<p>This did happen to us in 2007. My husband was out of work for 6 months, and though he is now gainfully employed, we are far below our old standard of living (which was pretty low to begin with!). I am a sahm and it was an incredibly stressful time! I have blogged extensively about it, if you&#8217;re interested! :) I would have to say, being prepared is important. Thankfully, we were not caught off guard and we had several months living expenses in place, which helped keep us afloat. You lose a lot of pride being out of work and having to ask for help, but that&#8217;s not necessarily a bad thing. I am far less judgmental now! Prepare mentally and spiritually. Realize that the job loss may bring up other issues that you will have to work through. It&#8217;s not just about the loss of income.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Brooke</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-893</link>
		<dc:creator>Brooke</dc:creator>
		<pubDate>Fri, 20 Feb 2009 14:33:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-893</guid>
		<description>my husband is self employed, so he could never be officially &quot;laid off&quot; but as a salesman, the economy is something that is always in the forefront of our minds.  as well as my job, which doesn&#039;t contribute much monitarily, but we rely on for the insurance.

this is a great series!</description>
		<content:encoded><![CDATA[<p>my husband is self employed, so he could never be officially &#8220;laid off&#8221; but as a salesman, the economy is something that is always in the forefront of our minds.  as well as my job, which doesn&#8217;t contribute much monitarily, but we rely on for the insurance.</p>
<p>this is a great series!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Susan</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-892</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Fri, 20 Feb 2009 13:56:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-892</guid>
		<description>Hi! I follow you on twitter :) I think this topic is so timely as it is affecting so many right now!!!  I have been writing about it in a series on my blog as well. http://tinyurl.com/b2z7zk I hope you will check it out!

In addition to the financial aspects you mention, I would also add that if you or your spouse lose your job, it is so important to keep a positive attitude! Job loss is so hard to go through, but staying positive and looking at what you CAN do instead of what you CAN&#039;T doreally makes a difference!!</description>
		<content:encoded><![CDATA[<p>Hi! I follow you on twitter :) I think this topic is so timely as it is affecting so many right now!!!  I have been writing about it in a series on my blog as well. <a href="http://tinyurl.com/b2z7zk" rel="nofollow">http://tinyurl.com/b2z7zk</a> I hope you will check it out!</p>
<p>In addition to the financial aspects you mention, I would also add that if you or your spouse lose your job, it is so important to keep a positive attitude! Job loss is so hard to go through, but staying positive and looking at what you CAN do instead of what you CAN&#8217;T doreally makes a difference!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mama Bear</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-891</link>
		<dc:creator>Mama Bear</dc:creator>
		<pubDate>Fri, 20 Feb 2009 07:00:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-891</guid>
		<description>We&#039;re in that very tight frugal is a necessity to make it stage so when I think about what would happen if my husband lost his job, I get nervous.  We are anticipating a large (for us, anyway...it&#039;s under $3,000) tax return and we&#039;re putting it right into the bank (ING, high interest!) for our Emergency Fund.  Thankfully we&#039;re used to living frugally and have already prepared a What If budget...scary times, these!</description>
		<content:encoded><![CDATA[<p>We&#8217;re in that very tight frugal is a necessity to make it stage so when I think about what would happen if my husband lost his job, I get nervous.  We are anticipating a large (for us, anyway&#8230;it&#8217;s under $3,000) tax return and we&#8217;re putting it right into the bank (ING, high interest!) for our Emergency Fund.  Thankfully we&#8217;re used to living frugally and have already prepared a What If budget&#8230;scary times, these!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-/#comment-890</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Fri, 20 Feb 2009 06:39:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-890</guid>
		<description>@Dave: It&#039;s wonderful to meet you!  I will definitely have to check out the About page on your blog to learn more about you.  Thanks so much for the comment!

Barbi</description>
		<content:encoded><![CDATA[<p>@Dave: It&#8217;s wonderful to meet you!  I will definitely have to check out the About page on your blog to learn more about you.  Thanks so much for the comment!</p>
<p>Barbi</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dave Roller (Home School Dad)</title>
		<link>http://www.homeeverafter.com/what-would-we-do-if-my-husband-lost-his-job/comment-page-1/#comment-889</link>
		<dc:creator>Dave Roller (Home School Dad)</dc:creator>
		<pubDate>Fri, 20 Feb 2009 05:48:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.homemakerbarbi.com/what-would-we-do-if-my-husband-lost-his-job/#comment-889</guid>
		<description>Great post.  I lost my job last July.  Within 3 days, my wife had a job offer.  It would have been sooner but I lost my job on a Thursday and she did not get hired until Monday.  Her working was always a good back-up plan as her profession pays almost double as what my job paid.  That is how I became Home School Dad.</description>
		<content:encoded><![CDATA[<p>Great post.  I lost my job last July.  Within 3 days, my wife had a job offer.  It would have been sooner but I lost my job on a Thursday and she did not get hired until Monday.  Her working was always a good back-up plan as her profession pays almost double as what my job paid.  That is how I became Home School Dad.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

