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	<title>Comments on: Personal Finance: Eliminate Annual Fees on Credit Cards</title>
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	<description>The Way Home is Supposed to Be</description>
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		<title>By: Goal Setting: Setting Personal and Finance Goals for 2009 &#124; Telling It Like It Is</title>
		<link>http://www.homeeverafter.com/personal-finance-eliminate-annual-fees-credit-cards/comment-page-1/#comment-667</link>
		<dc:creator>Goal Setting: Setting Personal and Finance Goals for 2009 &#124; Telling It Like It Is</dc:creator>
		<pubDate>Sun, 25 Jan 2009 17:23:07 +0000</pubDate>
		<guid isPermaLink="false">http://homemakerbarbi.wordpress.com/2008/06/23/personal-finance-eliminate-annual-fees-on-credit-cards/#comment-667</guid>
		<description>[...] Personal Finance: Eliminate Credit Card Annual Fees [...]</description>
		<content:encoded><![CDATA[<p>[...] Personal Finance: Eliminate Credit Card Annual Fees [...]</p>
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		<title>By: Home Ever After</title>
		<link>http://www.homeeverafter.com/personal-finance-eliminate-annual-fees-credit-cards/comment-page-/#comment-666</link>
		<dc:creator>Home Ever After</dc:creator>
		<pubDate>Mon, 19 Jan 2009 09:57:09 +0000</pubDate>
		<guid isPermaLink="false">http://homemakerbarbi.wordpress.com/2008/06/23/personal-finance-eliminate-annual-fees-on-credit-cards/#comment-666</guid>
		<description>@Amanda:
It&#039;s funny that you mention the credit card company being rude to you.  I&#039;ve had people tell me this same thing before, and I always have the same advice:
Make a list of the companies with bad customer service, that have treated you poorly while you were carrying a balance, making sure to close out those accounts first and foremost once the balances are paid off.  NEVER carry credit cards from banks that do not VALUE and RESPECT your business! You are their customer, and should be treated delicately. You can take your business elsewhere, and should.

Motivation to get out of debt can come in all forms, wouldn&#039;t you say?!  Thanks so much for sharing your experience!

Barbi</description>
		<content:encoded><![CDATA[<p>@Amanda:<br />
It&#8217;s funny that you mention the credit card company being rude to you.  I&#8217;ve had people tell me this same thing before, and I always have the same advice:<br />
Make a list of the companies with bad customer service, that have treated you poorly while you were carrying a balance, making sure to close out those accounts first and foremost once the balances are paid off.  NEVER carry credit cards from banks that do not VALUE and RESPECT your business! You are their customer, and should be treated delicately. You can take your business elsewhere, and should.</p>
<p>Motivation to get out of debt can come in all forms, wouldn&#8217;t you say?!  Thanks so much for sharing your experience!</p>
<p>Barbi</p>
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		<title>By: Amanda @ The Mom Crowd</title>
		<link>http://www.homeeverafter.com/personal-finance-eliminate-annual-fees-credit-cards/comment-page-1/#comment-668</link>
		<dc:creator>Amanda @ The Mom Crowd</dc:creator>
		<pubDate>Fri, 16 Jan 2009 21:24:02 +0000</pubDate>
		<guid isPermaLink="false">http://homemakerbarbi.wordpress.com/2008/06/23/personal-finance-eliminate-annual-fees-on-credit-cards/#comment-668</guid>
		<description>I saw this post before, but thought I would comment when I glanced over again just now. I have called before to have my APR rates lowered when we were in the process of getting out of debt. I used many of the tactics listed here. One company was incredibly rude to me and it only made me more motivated to have credit cards out of my life! So just calling them is good motivation for getting out of debt. :)</description>
		<content:encoded><![CDATA[<p>I saw this post before, but thought I would comment when I glanced over again just now. I have called before to have my APR rates lowered when we were in the process of getting out of debt. I used many of the tactics listed here. One company was incredibly rude to me and it only made me more motivated to have credit cards out of my life! So just calling them is good motivation for getting out of debt. <img src='http://homeeverafter.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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